How to Fill Form 35 (Hypothecation Cancellation): A Guide

Let’s get down to brass tacks from the start.

When you buy a vehicle with a loan, your Registration Certificate (RC) carries the financier’s name under “hypothecation.”

Once the loan is repaid, you must remove that entry from the RC. This is done using the #35 number form, officially known as ‘Form 35’.

This guide offers the definitive answers to the questions: “What is Form 35?”,” How to download Form 35?”, “What are the documents required for Form 35?”, “What are the step-by-step filling instructions?”, “Are there any state-specific notes (eg: Form 35 RTO Rajasthan)”?

It also gives some common troubleshooting tips. Which is essential for people looking to buy a car or bike on loan in India. 

But first, let’s have a brief overview on how this whole process works:

When you take a loan, the vehicle is hypothecated to the bank or finance company, which means their name is recorded in your RC (Registration Certificate). 

This entry stays until the loan is fully paid off. Even after repayment, unless you remove that hypothecation from the RC, the vehicle will still appear as “under loan” in government records — and this can create problems when selling, renewing, or even insuring your vehicle.

And this is where Form 35 comes in. 

In layman’s language: It is the official hypothecation cancellation form prescribed by the RTO. 

Submitting this form, along with a No Objection Certificate (NOC) from your bank, ensures your RC is updated to show you as the sole owner.

Form 35 is officially titled:

“Notice of Termination of an Agreement of Hire-Purchase / Lease / Hypothecation — (See Rule 61(1)).”

It is the official hypothecation cancellation form that vehicle owners submit to the RTO after repaying their vehicle loan. The form is available on the Parivahan website.

Let’s just explain it straight. You’ll need Form 35 hypothecation in the following cases:

• When your vehicle loan is fully repaid and closed.
• When your bank/financier issues a loan closure certificate or Form 35 NOC.
• If your RC still displays “Hypothecated to” under the financier’s name.
• When you want an updated RC free of hypothecation entry.
  

Here are the official links for Form 35 download

• Parivahan — Central Form 35 PDF
• Maharashtra Transport Form 35 PDF
• Rajasthan Transport Form 35 PDF
  

Pro-tip: Always use the Parivahan version unless your state RTO provides a specific format.

When filing the hypothecation termination form, keep these ready:

• Original RC (Registration Certificate)
• Form 35 PDF, duly filled and signed (two copies; three if RTO differs from registering authority)
• NOC / Loan closure certificate from the financier
• Identity & address proof (Aadhar, PAN, voter ID, etc.)
• Insurance copy (valid motor insurance)
• PUC certificate (Pollution Under Control)
• Two recent passport-sized photographs (some states ask for this)
  

These requirements are standard across RTOs, as noted by ICICI Lombard and Spinny. 

Here’s a breakdown for filling Form 35 hypothecation correctly:

1. RTO & registering authority: Enter the full name of the RTO where you are applying. Example: “RTO Pune (MH-12).”
2. Owner details: Your full name, father’s/husband’s name, and complete address. Must match your RC.
3. Vehicle details: Registration number, chassis number, and engine number exactly as per RC. Avoid typos.
4. Financier details: Write the bank/NBFC name and loan agreement reference number.
5. Termination declaration: States that the loan/hypothecation has been terminated. Signed by both owner and financier if required.
   

Common mistakes: entering wrong registration number, spelling mismatch in names, or writing a different RTO authority. 

Offline Submission

Most vehicle owners still use the offline route for hypothecation termination form submission:

• Visit your RTO or SAIL counter.
• Submit Form 35 (2–3 copies) with supporting documents.
• Pay the fee (usually ₹100–₹300, depending on RTO).
• Collect the receipt/acknowledgement.
• Processing takes 2–30 day,s depending on state workload. 

Online Submission 

Some states and Parivahan offer partial services. We’ll tell you here before you Google ‘how to fill Form 35 RTO online’:

• Visit Parivahan e-services.
• Download Form 35 PDF and book an online appointment for hypothecation removal.
• Upload scanned documents (where supported).
• Submit originals at RTO for verification.
  

Note: Not all states support full online submission yet — check your local RTO’s e-service portal. 

Let’s break it down. Once your documents are verified, the RTO:

• Endorses the termination of hypothecation on your RC.
• Issues an updated smart card RC without the financier’s name.
• Makes entries in Form-24 (official RTO records).
• If the original registering authority differs, duplicate/triplicate Form 35 copies are sent accordingly.

Here’s how it varies according to state (some examples):

State	Notable Notes
Rajasthan	Form 35 RTO Rajasthan PDF; local rules require triplicate if original RA differs.
Maharashtra	Transport Maharashtra Form 35 PDF; allows partial online submission via Sarathi portal.
Andhra Pradesh	AP Transport e-services portal hosts hypothecation cancellation with online appointment booking.
Chandigarh	RTO Chandigarh accepts duplicate forms; fees vary slightly (₹100–₹150).

To avoid confusion, here’s a Form 35 filled sample PDF.

• Financier refuses to issue NOC? Raise a request with the bank; you may need a loan closure acknowledgment.
• RC not returned after submission? Follow up with RTO or file RTI if delayed beyond 30 days.
• Spelling mismatches: Submit supporting documents (Aadhar, PAN) for correction.
• Original RTO differs: Always file in triplicate; one copy is sent to the original registering authority.
  

• Government fee: ₹100–₹300 depending on RTO.
• Processing timeline: Usually 7–15 working days; can take up to 30 days in busy RTOs.
• Escalation: If delayed, contact the RTO superintendent or use the grievance portals.
  

For clarity, here are video guides and official links:

YouTube: How to fill and submit Form 35

1. What is Form 35?
   

   Form 35 is the hypothecation termination form titled “Notice of Termination of an Agreement of Hire-Purchase / Lease / Hypothecation (See Rule 61(1)).” 【Parivahan†source】

2. Where can I get Form 35 download?
   

   You can download Form 35 PDF from Parivahan or your state transport site (e.g., Maharashtra, Rajasthan).

3. What is Form 35 NOC?
   

   It’s the NOC/termination notice issued with Form 35 after loan repayment, confirming that the vehicle is no longer under financier hypothecation.

4. How to fill Form 35 RTO online?
   

   Go to Parivahan or your state transport portal, download the form, and book an appointment. Submission of originals is still mandatory offline.

5. What is Form 35 filled sample?
   

   A sample shows how to fill RTO, owner, vehicle, and financier details. Avoid common errors like wrong regn. number.

6. What is Form 35 RTO Rajasthan?
   

   Rajasthan Transport provides its own Form 35 PDF and follows the same rules as central Parivahan forms.

7. What is Form 35 see Rule 61(1)?
   

   This refers to the Motor Vehicles Rules section that governs termination of hypothecation, referenced in the form’s header.

8. What is the meaning of Form 35?
   

   In simple terms, it’s the official form you use to remove a bank’s hypothecation entry from your RC after loan repayment.

Now that you know most of the details about Form 35. Now there’s only one thing left to do: Get your schedule in order.

Before visiting the RTO, ensure you’ve prepared all required documents: duly filled Form 35 (2–3 copies as needed), the original RC, a valid NOC or loan closure certificate, your identity and address proof, and the fee receipt or payment confirmation.

Once you’re through, you’ll all good to go. For more on forms, challans, and road rules; keep on following Ecozaar.